Members Benefits - Membership in the Illinois State Lodge provides access to a number of benefits.

ISPFCU is a full service credit union with membership open exclusively to all Illinois law enforcement employees and their family members.   FOP Members, Associate Members and their family are eligible to join the credit union and apply for an FOP Illinois State Lodge Visa Credit Card. Save money with 0% interest* for 6 months when you consolidate your high interest loans and credit cards with an ISPFCU Platinum Visa and make money on each purchase with ISPFCU Cash Rewards.**

Visit the ISPFCU website at www.ispfcu.org and take advantage of the credit union’s low loan rates, high dividend rates and exceptional member service.

Join the only statewide law enforcement credit union and take advantage of all the credit union has to offer.

*0% interest promotional offer valid only for the first 6 months the account is open so long as you comply with the terms of your account.  The balance transfer Annual Percentage Rate is 0% for 6 months from the date the account is opened.  After the promotional period ends, a standard variable APR of  Prime + 4.90% for Platinum Premium, Prime + 5.90% for Platinum Premium with Cash Rewards, Prime + 2.90% for Platinum Elite, or Prime + 3.90%, for Platinum Elite with Cash Rewards, depending on your creditworthiness, will apply to any unpaid balances. **The Cash Rewards Visa card pay up to 1%  back  posted as a credit to the account monthly. Cash Rewards apply to total net purchases only (purchases minus credits and returns).  It does not include cash advances, transferred balances, ATM transactions, or convenience.

• Prescription Drug Plan
  The F.O.P. Grand Lodge has partnered with Total Care Pharmacy and No Borders USA and created a program for F.O.P. members and their family and friends to order prescription drugs from Canada. Please click here to learn more about this money saving new benefit.
  

• Police Pension Fund Investments Advisors
  Mitchell, Vaught & Taylor, Inc. Investment Advisors is an independent investment advisory firm offering high-quality, low-cost portfolio management to municipalities as well as to individuals.  We do not work for commissions, we work for our clients.  Despite the fact that we manage money for several police and firefighter pension funds in Illinois, we do not work off of "models."  Instead, we work with each board to create both a portfolio and a working relationship that best suits the trustees' needs.    To read a recent investment newsletter, click here.
   
• Complimentary Hunting for F.O.P. Members
  The Morrison Pheasant Hunt Club in Morrison, Illinois invites all members of the Fraternal Order of Police to hunt pheasant, quail and chukar (Hungarian) partridge on its western Illinois fields. In recognition of police officers service to the public, the club waives both annual membership fees and daily gun fees for F.O.P. members.
  The club is located several miles west of Sterling, Illinois on Pigeon Road at Pilgrim Road--a little less than 2 hours from Chicago by I-88. There is no daily bag limit--F.O.P. members simply pay for the birds that are put out on request.
  The club's season is from Oct. 1-April 15. The hours are from 8 a.m.-Dark, 7 days per week--including holidays, Thanksgiving and Christmas. Children under 18 (with Hunter Safety Education Card) also hunt free. Bring your child out to experience safe hunting and sportsmanship on a holiday hunt under controlled conditions.
  The club can be reached at 815-772-3394. Or call the club's managers, Jack Peppers, 815-499-8274, or Troy Peppers, 815-499-8273.
   

• Member Benefit--Toll-Free Peer Support Line
• AD& D Insurance Benefits
• Scholarship Applications
• State Associates Chaplain Program
• Informative Publications
  
• Quality FOP Merchandise
• Lodge Liability Insurance
• Collective Bargaining Representation through the FOP Labor Council
• Recycle Empty Toner Cartridges to Benefit Easter Seal
  Call 800-420-0235 or email
  
• Nationwide Mortgage, endorsed by Grand Lodge
   If you were like many homebuyers in recent years, you may have opted for an Adjustable Rate Mortgage (ARM) when rates were at all-time lows.
  
  Back then, an ARM likely allowed you greater buying power or reduced your monthly payments. The problem now is that many of these loans are set to start "adjusting" this year. With interest rates climbing, that pending rate adjustment could be a financial time-bomb for your budget.
  
  Now's the time to beat the clock and avoid a forced adjustment by refinancing to a fixed rate loan from Nationwide Advantage Mortgage. With a fixed rate you'll lock in your monthly payments and potentially reduce your long-term financing costs over the life of the loan.
  
  Call today to discuss your loan options with a Nationwide Advantage Mortgage Agent at 1-866-816-5143 or visit FOPAdvantage.com to apply online.
• F.O.P. Grand Lodge Benefits Link

• Fraternal Order of Police Members - Now Save 15% on AAAMemberships!
  Note: AAA has notified FOP of a 2007 price adjustment in all of their group memberships.  This adjustment still reflects a savings over non-group memberships.
  
   

Paragon Real Estate Resources, Inc. offers services to members in the process of changing residences. Paragon assists you with selling and buying a home, moving your household goods, residential mortgage and numerous other services related to home ownership or home rental. The company will also coordinate the various aspects of your move through a single point-of-contact to make moving less stressful, easy and trouble-free.  Paragon’s services are all free to members, who also receive a cash back rebate when using a Paragon recommended real estate agent and complimentary one-year home warranty policy. This alone is a $400 value.  To contact Paragon by phone call 1-888-509-6087.]

B2 Sports --Member Discount
FOP members receive 5%-50% off under vest shirts that wick away moisture and on all sports clothing and gear.  Take advantage of this great way to save on your entire family's fitness needs!

• FOP Auto Insurance Program
  
   
  
  FOP Illinois State Lodge uses "BearWare" for
  membership management. 
  
  
  
   
• Learn While You Serve
  The National FOP has selected Bellevue University as an education partner.  Bellevue University is accredited by the Higher Learning Commission and a member of the North Central Association of Colleges and Schools.  
  
  Illinois FOP members can receive a free evaluation of training, previous college credit, professional licenses, military and more.  Bellevue University will also award you 24 credit hours for completion of the Police Academy (almost a year of college).  Bellevue University's programs are online and designed to allow you to do the program as it fits into your schedule.  There are weekly assignments, which allows us to accelerate the programs.  You can complete the Bachelor's Degree requirements in a minimum of 15 months and the Master's Degree programs in 16-18 months.  21 Bachelor's Degree majors to choose from - to include Criminal Justice Administration, Investigations, Security Management, Corrections Administration and Management, Leadership and Management.  Nine Master's Degree programs - Master of Public Administration, Leadership, Security Management, Management, and the MBA.
  
  Contact Willie Woolford for the evaluation and to help you "Learn While You Serve."  
  Willie Woolford, Assistant Director, (402) 557-7371;  Fax:  402-557-7371; Cell (402) 210-3686; Email: willie.woolford@bellevue.edu; www.bellevue.edu