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Why Gun Liability Coverage?

Even for justifiable acts of self-defense, a claim for monetary damages can be made against you by your assailant or your assailant’s family member. Civil liability claims are not costly for a perpetrator to make, even if they are without merit. All the perpetrator needs is an attorney willing to take his case in hopes of recovering damages from you. The cost of defending yourself against these claims can be financially devastating. Our policy provides Civil Legal Defense coverage to vigorously defend you against these unwanted claims. In addition, subject to your limit of liability, we will pay damages on your behalf that you become legally obligated to pay as a result of your use of a firearm in an act of self defense.

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